Well here’s the executive director of the playoff cartel, in an interview with espn, as they both try to justify themselves for keeping UCF down:
"When asked about the criticism that the committee’s emphasis on strength of schedule will lock the Group of 5 out of the top four, Hancock disagreed, pointing to Houston’s schedule in 2016. Under then-coach Tom Herman, the Cougars opened the season with a nationally televised win over No. 3 Oklahoma and beat a ranked Louisville team in November. Had Houston gone undefeated that year, it could have been at least considered for a top-five finish, but the Cougars stumbled, losing to Navy, SMU and Memphis. Hancock said he hears people say the system is unfair to the Group of 5 teams, “but I don’t buy it.”
“I don’t believe it,” he said. “Look no further than Houston. Everything was teed up for them, a good schedule, a good conference schedule, and I just disagree with those people.”
As nice as it is to hear that in retrospect we really were right there on the cusp of getting in, it’s still terrible that they’d rather be on the backside of history. Tulane goes undefeated but can’t get in the BCS, they change the rule. Utah and TCU combine markets and domination, they get in to the club. The American consistently pumps out high end teams that win big games, and all he’s willing to allow is that in hindsight, a lot of what ifs make both enough of a bone to throw and also an excuse for short sightedness.
The first step is still to sign a deal with the Peach Bowl to automatically send the conference champion. Then the American becomes a contract conference, and the committee will consistent rank our teams higher to justify the matchup. Then our champion is regularly a top 10, and a schedule like we have in 19 and 20 will be plenty to push us over the threshold.