I'll take a crack at it.
One is constantly losing the second half for the first time in forever we constantly lose the second half of football games it's either poor adjustments, conservative plays, or we are wearing out. Could be a combination of all three.
Two is the lack of completing dagger plays. Specifically, in the previous two years we were really good at someone making the turning point plays. Getting the timely turnover, making the catch for the first down, etc. There he's been none of that. Is that on the players? I'd say like 70 percent the other 30 is the attitude and that comes from the coaching staff setting the tone.
Third are the penalties. Lots and lots of mental penalties, unsportsmanlike calls especially. Well disciplined teams don't do that. Mentally soft, undisciplined teams have those at the clip we are going.