I live in a flood zone neighborhood. When Harvey hit, the city sent out a report saying 80% of home had some type of flood damage. But the good news was that 0% of home built after the new Tropical Storm Allison standards had flood damage. So planning worked.
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100% agree with you.
My old neighborhood was 5 to 10’ under water. It had never been that bad before Harvey.
I hope and pray that after a hurricane storm like Harvey it will have the same results.